03Fintechs, dealers and trading platforms
Finance and operations.
As a fintech grows, finance has to grow faster than headcount. We build the function, run it where needed, and make it ready for banks, auditors and regulators.
- Typically for
- Fintechs, dealers and trading platforms
- Starts with
- A working session, then a written scope
- Delivered as
- Programs or embedded leadership, with sprints for diligence
When institutions call us
- The month-end close takes longer each month.
- A bank partner has asked for evidence that nobody has assembled.
- Nobody can say which products and partner terms actually make money.
- A dealer or trading platform needs a finance lead who knows the regulatory reporting.
What we do
Finance function build-out
Close, reporting, budgeting and forecasting set up to hold as volume grows.
Unit economics and profitability
Product and customer margins after partner fees, interchange, losses and funding costs, with the model to track them.
Automation and AI in finance
Accounts payable, reconciliations and month-end close automated, with human review and clear controls.
Bank and partner readiness
The financial reporting, controls evidence and documentation that banks, partners and investors ask for in due diligence.
Controls and audit coordination
Documented controls, evidence for auditors, and a calendar that keeps both current.
CFO coverage for dealers
A finance lead for registered dealers and trading platforms, described below.
Where engagements start
Indicative only. Each engagement is scoped to your situation and agreed in writing before work starts.
-
01Sprint
Are we ready for a bank or partner due diligence?
-
02Program
How do we build a finance function that scales, and a margin we can see?
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03Embedded
Who can act as CFO for our dealer or trading platform?
CFO for registered dealers and trading platforms
Lead offer
Registered dealers and trading platforms need a finance lead who understands regulatory financial reporting, capital requirements and controls. We provide experienced CFO coverage for these firms, structured to meet the requirements of your regulator.
Where a regulator has to approve the individual in the role, we confirm the arrangement with your counsel and the regulator before we start.
- Regulatory financial reporting and filings
- Capital and liquidity monitoring
- Controls over client assets and cash
- Audit coordination
- Support for regulator examinations and inquiries
Sample structure
Bank due diligence package
Evidence pack for a banking partner or a regulator.
Outline only. Not client work.
A due diligence package that answers the questions before they are asked.
Banks and partners ask for evidence, not assurances. We assemble the package early, so that your first answer to a diligence request is complete, consistent and already reviewed.
Boundaries
We work alongside your accountants and auditors and do not replace your audit firm. We do not provide legal advice, and we do not act as your regulator's point of contact without your counsel's agreement.
Questions
Is this the same as a fractional CFO?
For dealers and trading platforms the role is closer to a regulated CFO seat than to part-time accounting. We cover the reporting, capital and controls work that the role carries.
Can you work with our existing accountants and auditors?
Yes. We work alongside them and we do not replace your audit firm.
How are engagements priced?
We scope each engagement in writing, with the fee agreed before work starts.
The other practices
Strategy
Banks, credit unions and wealth managers
The innovation office you do not have: business case, partner selection and terms, and a launch that risk can approve.
Explore Strategy02Treasury
Family offices, companies and institutions
Policy, liquidity, settlement and controls for organizations that move money or hold digital assets.
Explore Treasury